पPostalPlan
PLI & RPLI CALCULATOR
Plan today. Prosper tomorrow.
Estimate your premium, maturity amount and total gain in a few simple steps.
Policy details
Enter details to see your estimate instantly
years
years
₹50,000₹50,00,000
Official annexure rate found for this age and maturity combination. Bonus: ₹52 per ₹1,000/year.
Your estimated maturity
₹23,00,000
Sum assured₹10,00,000
Accrued bonus+ ₹13,00,000
Sum assuredBonus
Monthly premium · Year 1₹3,150
Year 2 onwards₹3,150
Policy term25 years
Total installments300
Total premium₹9,45,000
Net gain over premium₹13,55,000
Indicative planning estimate, not an official quotation. Premiums may differ by policy rules, age and underwriting.
Full calculation detailsPremium, rebate, GST, bonus and returns
Basic details
- Entry age
- 30
- Maturity / ceasing age
- 55
- Policy term
- 25 years
- Sum assured
- ₹10,00,000
Base premium
- Total installments
- 300
- Frequency
- Monthly
- Base premium per installment
- ₹3,200
Premium rebate
- Rebate per installment
- ₹50
- Total rebate
- ₹15,000
- Premium after rebate
- ₹3,150
GST on premium Current rate: 0%
- First-year GST
₹142₹0- Renewal GST
₹71₹0- Total GST
₹22,113₹0
Bonus and maturity
- Bonus rate
- ₹52 per ₹1,000/year
- Projected bonus
- ₹13,00,000
- Projected maturity value
- ₹23,00,000
Returns at maturity
- Total premium
- ₹9,45,000
- Net gain
- ₹13,55,000
- Estimated ROI
- 143%
Figures are planning estimates. Confirm eligibility, underwriting, bonus and final premium with India Post.
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