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SIDE-BY-SIDE POLICY EXPLORER

Compare PLI and RPLI policies

Choose one insurance family, then inspect two policies side by side. PLI policies are compared only with PLI policies, while RPLI policies are compared only with RPLI policies.

PLI comparison: only policies in the same insurance family can be selected.

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PLISantosh
PLISuraksha
Policy type

A Postal Life Insurance endowment plan combining life cover with a lump-sum maturity benefit and accrued bonus.

Long-duration Postal Life Insurance cover with premiums ceasing at a selected age and whole-life protection.

Policy term

Until selected maturity age: 35, 40, 45, 50, 55, 58 or 60

Premiums generally cease at age 55, 58 or 60

Entry age

19 years onward, subject to the selected maturity age

19 to 55, depending on premium-ceasing age

Sum assured basis

Premium tables are quoted per ₹5,000 sum assured

Premium tables are quoted per ₹5,000 sum assured

Premium basis

Age-at-entry and maturity-age premium tables

Age-at-entry and premium-ceasing-age tables

Benefit pattern

Sum assured plus eligible accrued bonus at maturity

Whole-life assurance benefit with eligible bonus

This comparison explains structural differences; it does not rank policies or recommend one. Suitability depends on eligibility, cover needs, affordability and official policy conditions.