RPLI POLICY GUIDE
10-Year RPLI (Gram Priya)
A fixed 10-year Rural Postal Life Insurance money-back plan with survival benefits during the term.
Estimate premium, maturity and gainUse the annexure-backed calculator with your age and sum assured.
Calculate Gram Priya →Plan at a glance
Policy termFixed 10 years
Entry age20 to 45 in the supplied table
Sum assured basisPremium rates are quoted per ₹1,000 sum assured
Premium calculationAge-at-entry table across four payment frequencies
Key policy features
- Simple fixed 10-year term
- Money back at years 4 and 7
- Final 60% benefit with accrued bonus
Maturity and survival benefit
20% after years 4 and 7; 60% plus accrued bonus after year 10. Actual eligibility, bonuses, underwriting and final benefits remain subject to the policy rules and the quotation issued by India Post.
How the premium estimate works
The calculator matches the selected age, maturity age or term against the supplied premium-table row. It scales the published rate to the chosen sum assured and applies the selected payment frequency, rebate and GST breakdown. If no matching table row is available, the result is explicitly labelled as an indicative estimate.