RPLI POLICY GUIDE
RPLI Anticipated Endowment (Gram Sumangal)
A rural periodic money-back assurance plan with scheduled survival payouts and a final benefit including eligible bonus.
Estimate premium, maturity and gainUse the annexure-backed calculator with your age and sum assured.
Calculate Gram Sumangal →Plan at a glance
Policy term15-year or 20-year term
Entry age19 to 40 in the supplied premium tables
Sum assured basisPremium tables are quoted per ₹1,000 sum assured
Premium calculationExact age and selected term across four frequencies
Key policy features
- Regular money-back milestones
- 15-year and 20-year options
- Final payment includes eligible accrued bonus
Maturity and survival benefit
Three 20% survival benefits, then 40% plus accrued bonus. Actual eligibility, bonuses, underwriting and final benefits remain subject to the policy rules and the quotation issued by India Post.
How the premium estimate works
The calculator matches the selected age, maturity age or term against the supplied premium-table row. It scales the published rate to the chosen sum assured and applies the selected payment frequency, rebate and GST breakdown. If no matching table row is available, the result is explicitly labelled as an indicative estimate.